{"id":19134,"date":"2022-03-01T18:21:30","date_gmt":"2022-03-01T08:21:30","guid":{"rendered":"https:\/\/professionalpestmanager.com\/?p=19134"},"modified":"2022-11-08T17:51:31","modified_gmt":"2022-11-08T07:51:31","slug":"two-examples-of-real-life-insurance-claims-2","status":"publish","type":"post","link":"https:\/\/professionalpestmanager.com\/nz\/running-a-pest-control-business\/insurance\/two-examples-of-real-life-insurance-claims-2\/","title":{"rendered":"TWO EXAMPLES OF REAL-LIFE INSURANCE CLAIMS"},"content":{"rendered":"

Jackie Bougatsas from\u00a0Wymark Insurance Brokers<\/a>\u00a0shares two examples of recent claims made against pest managers, and indicates how these kinds of situations can be avoided.<\/em><\/p>\n

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Allegation 1:<\/strong><\/p>\n<\/div>\n<\/div>\n<\/td>\n

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Twelve months after a pre-purchase property and timber pest inspection was completed, the claimant alleged that the report was incomplete and failed to identify the following issues:<\/p>\n

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  • Rot in cedar doors and windows;<\/li>\n
  • Poorly repaired joists below renovated bathroom;<\/li>\n
  • Uneven floor joists, possibly due to water damage from leaking guttering;<\/li>\n
  • Bee infestation and related damage caused;<\/li>\n
  • Stain on paintwork indicating water leaking for some time;<\/li>\n
  • Failure to advise recent roof repairs did not comply with BAL regulations.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n
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Amount Originally Claimed:<\/strong><\/p>\n<\/div>\n<\/div>\n<\/td>\n

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$32,000<\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

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Final Amount Settled:<\/strong><\/p>\n<\/div>\n<\/div>\n<\/td>\n

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$0<\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

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Third Party Cost i.e. Lawyers\/Experts:<\/strong><\/p>\n<\/div>\n<\/div>\n<\/td>\n

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$2,200 (defence costs)<\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

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Recommendation:<\/strong><\/p>\n<\/div>\n<\/div>\n<\/td>\n

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With the aid of lawyers appointed by the inspector\u2019s insurer, the claimant abandoned their allegations and accepted the offer, with each party agreeing to bear their own costs incurred on the basis that:<\/p>\n<\/div>\n